Why Do Mortgage Rates Increase?

Mortgage rates fluctuate over time as a result of the interaction of the supply and demand for money in the economy. For mortgage borrowers, changes in either of these factors affect…

Can You Cancel A Debt Relief Order?

Is it possible to cancel a Debt Relief Order? A reader asked me recently: “I applied for a Debt Relief Order last year and my debt was discharged a few months ago. Now I am working…

How Much Mortgage Can I Afford?

How We Calculate Your Home Affordability Estimate: We estimate your home affordability based on your annual income, down payment, monthly spending, loan type, and current average…